I am happy to announce that the WIAA has taken the opportunity to provide secondary concussion insurance coverage for high school students involved in interscholastic athletics. The Headstrong Concussion Insurance Program was specifically developed to insure student athletes from the high cost of concussion treatment and neurological follow up. There is no cost to schools or families. The premium is paid by the WIAA. The student athlete has ‘first dollar’ coverage (zero deductible) for concussion assessment and treatment. Coverage is secondary/excess to any other valid and collectable insurance but will become the primary payor, if no other insurance is available.
Headstrong Concussion Insurance Program Highlights Include:
- $0 deductible and no Co-pays
- Tele-med Services, when needed
- No restrictions on specific doctors
- No referrals needed for treatment
- No internal limits
- No specific procedure maximums
- Neurological follow up care when medically necessary and billed at U&C.
Included in this letter are the WIAA Program Guide, the Headstrong FAQ’s Sheet, Claim Form, Other Insurance Form, and WIAA Headstrong Information Guide along with the instructions to see the Athletic Director if there’s a need to file a claim or if you have additional questions.
It is our goal to have the school’s trainer and/or coaches to let you, the parent, know immediately of any instance of possible concussion. If there is a reported injury and the need to file a claim, please contact the high school office to get the athlete/family the Dear Provider letter, the Headstrong Claims form and Alternate Insurance form. In addition, provide the who to contact info and how to file a claim are included on the Program Guide. All of these items will be attached to this letter and these informational documents and forms will be posted on the Platteville High School Web Page.
Please note none of the forms need to come back to or through the WIAA office. It works directly through the high school office and high school administration (to sign the form) to the family, to the carrier.
If you have any questions or concerns please contact me at firstname.lastname@example.org or at 608-342-4020.